Pet insurance can be a major lifesaver in keeping pet healthcare expenses affordable. An increasing number of insurance companies that offer various pet care services are popping up seemingly every day.
If you have a turtle or tortoise, you may have wondered if there are products on the market to help support you and your pet. After all, turtles and tortoises tend to live long lives, so pet insurance could be a great resource to keep costs down and help you get your reptile access to healthcare to extend their health and longevity. Here’s what you need to know about pet insurance when it comes to turtles and tortoises.
Can My Turtle or Tortoise Be Insured?
Yes! Although the options are extremely limited, there are pet insurance options available for turtles and tortoises. The main company offering this type of service is Nationwide, which offers insurance coverage for a variety of exotic pets, including turtles, tortoises, birds, potbellied pigs, and goats. It covers accidents, illnesses, visit fees, hospitalization, diagnostic testing, and more.
The best way to learn what is covered by exotic pet insurance is to compare policies from several different companies and find the one that suits your needs.
Top Rated Pet Insurance Companies:
Pet Assure is a company that offers alternative insurance coverage for exotic pets, like turtles and tortoises. Its plan functions similarly to pet insurance, but it has no waiting periods, it offers coverage for all types of visits and pre-existing conditions, and it has no age limits on its coverage. Its pricing varies based on the number of pets in the household included in the plan.
Why Is Pet Insurance Important?
Pet insurance is a fantastic way to save money on your pet’s healthcare. While routine visits may be affordable, attempting to pay out of pocket for sick visits, hospitalization, and diagnostic testing can get expensive quickly. The average person may struggle to afford the price of care associated with a sick or injured pet. Insurance helps cover the difference between what you’re able to afford and what you can’t, often keeping you from going broke in an attempt to support your pet’s health.
Some people believe that they can’t afford the monthly premiums and deductibles associated with pet insurance. It’s important to keep in mind that monthly premiums and deductibles are often far more affordable than the hundreds or thousands of dollars that an emergency vet visit will cost. It’s a good idea in general to set aside a little money every month as an emergency pet care fund, but paying pet insurance premiums can take the place of some of the money you may otherwise set aside. Either way, you’ll be prepared for a last-minute issue with your tortoise or turtle.
Final Thoughts
The options may be limited when it comes to pet insurance for turtles and tortoises, but it doesn’t mean this type of coverage is less important. These pets can live for decades, and it’s important to be prepared for any type of care they may need, not just the basics. You never know when an injury or illness will occur, and pet insurance plans can help you better afford this needed care.
Featured Image Credit: ALIAKSANDR PALCHEUSKI, Shutterstock
